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Personal Finance 
How to Make Good Financial Decisions
Many Americans do not make good financial decisions and find themselves with poor credit scores. They don't know when they made these bad choices but often feel that they are wrong. These poor credit scores often reflect the misunderstanding of how credit works. Good financial decisions can be made if you ...

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Understanding Your Money Personality
What kind of relationship do you have with money? Do you find dealing with money difficult or easy? Is your money plentiful or scarce? Are you afraid to take risks with money or are you a high roller? The relationship you have with money is determined by your money personality. A personality is a set of ...

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Become an Unconsumer
What is an unconsumer? This is what your average American was prior to the late 19th century. In fact, for most Americans this remained the case until the 1950s. During the 50s new housing programs, the ...  Read More>>>
Building an Emergency Fund
Many people are not sure what is meant by Emergency fund so I wanted to explain what that is. An Emergency Fund can save you from many different life changing events and everyone should have one. An ...  Read More>>>
Saving Money During a Recession
Many Americans have lost their jobs, homes and retirement funds. But during this time there may be deals available if you have some disposable income. You must also be willing to spend it. During a recession ...  Read More>>>
Separating Your Money
Last year there were half as many divorces as there were marriages. Of the marriages, more than one third involved a remarriage for one or both partners. While marriage seems to be out of fashion, chances ...  Read More>>>
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Events that Can Lead to Bankruptcy
Many Americans never prepare for life changing events because most often they don't believe it will happen to them. This often causes many people to never prepare for ...
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Don't Be a Mule - Alternative Shopping
In my quest to always become more financially prudent, I have uncovered some of the more un-traditional places that you can do some of your shopping to save yourself some ...
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My Semi Annual Financial Physical
I have spoken a lot in the past about how much legwork it takes to truly "fix" your finances. There is a lot of organization involved; there is a lot of analysis ...
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